Partnering with Northpoint: A New Standard in Marine Collateral Valuation
Powered by AI. Backed by Data. Built for Lenders.
Marine Lending Lacks a Standardized, Reliable Valuation System
- JD Power is outdated and often unavailable for newer or custom boats
- Dealers inflate trade-in values to protect new sales margins
- No reliable condition-based valuation tool exists—until now
The Result: Lenders are making critical credit decisions with incomplete or unreliable collateral valuations.
The Industry’s First AI-Powered, Image-Based Valuation System
- Real-time boat valuation using photos, HIN, and GPS metadata
- Over 34M images and listings used in training models
- Outputs a condition score, value range, and market-ready PDF report
WizzBanger™ Value
Revolutionary technology that transforms how marine assets are valued
Faster, Smarter Lending Decisions for Your Marine Portfolio
Aligned with Floorplan Lending:
- Validate trade-in or consignment value in minutes
- Mitigate over-advancement on aged or misrepresented inventory
- Use in place of current audit process / condition reports
- Embedded geolocation and HIN verification ensures trust
What’s in a WizzBanger Report?
| Report Section | Use for Lending |
|---|---|
| Market Value Range | Loan-to-value guidance |
| Estimated Value | Collateral base |
| Condition Score (1–10) | Risk tiering |
| Component Ratings | Detect potential reconditioning issues |
| GPS / HIN Verification | Confirm authenticity |
| Audit Trail / Timestamps | Ensure report integrity |
Designed for Compliance, Risk, and Audit Teams
- ✅ HIN & Geo Verification
- ✅ Tamper-Proof PDF + ID
- ✅ User Edit Logs & Warnings
- ✅ CCPA Compliant (terms of use, privacy policy, …)
- ✅ Sample Lending Policy Language Included
Peace of Mind: Every report meets banking-grade compliance standards with full audit trails.
Direct Applications in Your Lending Ecosystem
| Lending Scenario | WizzBanger Report Usage |
|---|---|
| Floorplan Evaluation | ✅ Confirm aged/trade-in value |
| Retail Consumer Loan | ✅ Support document |
| Off-Book / Auction Purchase | ✅ Trusted alternative to JD Power |
| Refinance / Loan Workout | ✅ Updated valuation reference |
Outperforms Legacy Tools Like JD Power
- 15–30% tighter to actual market vs JD Power (per internal study)
- Works for luxury, custom, and under-documented boats
- Detects visual wear that book values can’t
The Bottom Line:
More accurate valuations lead to better lending decisions and reduced portfolio risk.
Built for Easy Adoption & Integration
- API available for LOS integration
- White-labeled onboarding packet for dealers
- Optional verification portal for report ID authentication
- Policy clause and training guide available on app
Seamless Implementation: Get up and running in weeks, not months.
Let’s Pilot WizzBanger Reports with Your Buyout Team
Moving Forward:
- Start with a 60-day evaluation program
- Get unlimited free reports to test internally
- Onboard top-performing marine dealers with WizzBanger support
Ready to transform your marine lending? Let’s discuss how WizzBanger can help.
Let’s Modernize Marine Lending—Together.
Get Started Today
Ready to see WizzBanger in action?
View live demo and sample report
Supporting Materials Available:
Sample Report • JD Power Comparison Study • Methodology Paper